Gold IRA Tools and Worksheets
Sales pages tell you what to buy. These tools help you figure out whether you should. Use them to estimate costs, compare providers on equal terms, and confirm you are ready before moving your retirement savings.
Most users finish the fee estimator in under 3 minutes.
Gold IRA Fee Estimator
Adjust account size, fee assumptions, and time horizon to see real all-in costs.
- Preset account sizes or custom input
- Four fee sliders with live calculations
- First-year, annual, and multi-year totals
Reviewed 2026-04-08
Provider Comparison Worksheet
Compare up to five providers side by side on fees, storage, reputation, and buyback terms.
- Seven-category audit framework
- Print-ready layout for offline notes
- Data stays in your browser
Reviewed 2026-04-08
Rollover Readiness Checklist
Work through ten critical items before initiating a 401(k) or IRA rollover.
- Interactive progress tracker
- Warnings for common mistakes
- Covers eligibility, timing, and tax impact
Reviewed 2026-04-08
Gold IRA RMD Calculator
Calculate your Required Minimum Distribution and see four ways to satisfy it — including the IRA aggregation rule that may avoid selling gold.
- Cash, in-kind, mixed, or aggregation options
- IRS Uniform Lifetime + Joint Life tables
- 25% / 10% penalty correction nuance
Reviewed 2026-05-05
Rollover Tax Trap Visualizer
See how IRA rollovers (10% default) differ from 401(k) rollovers (20% mandatory). Visualize the 60-day cliff and one-rollover-per-year rule.
- IRA vs qualified-plan withholding distinction
- 60-day deadline + early-withdrawal penalty math
- One-rollover-per-12-month IRA warning
Reviewed 2026-05-05
Gold IRA Suitability Check
Ten-question educational screen that maps your situation to one of five alignment categories. Rule-based framework, not investment advice.
- Five educational alignment categories
- Triggered concerns shift bucket softly
- Rule-based scoring with sensitivity test
Reviewed 2026-05-05
Privacy note: All three tools run entirely in your browser. No data is stored, transmitted, or linked to any account. You can close the tab any time without losing functionality — nothing leaves your device.